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Arthur Salm: Health care in Canada - They’re not dying by the millions

San Diego: Arthur Salm is an SDNN columnist.

Arthur Salm is an SDNN columnist.

You should have heard them: Three middle-age couples sitting around a breakfast table, complaining about glitches in the Canadian health-care system.

This was in a charming (of course) bed & breakfast in Victoria, British Columbia, about three years ago. My wife and I had slept a little late (of course), but the proprietor had (of course) kept breakfast warm for us. And the conversation was just heating up.San Diego: sdnn-opinion3

The three couples were from Canada’s east coast and upper (there’s no other kind) Midwest. For a few minutes we listened in silence to their cataloging of irritations, until finally I asked, “Well, would you like to switch over to the system we have in the U.S.?

To a man and woman, they looked aghast. Their vocal responses, to the best of my recollection, went something like, “Good heavens, no!” “Certainly not!” “No, no, no, no, no! and (LOUD GUFFAW).

Because in Canada, everyone is covered. No one worries about how they’ll pay for medical care, no one is afraid to leave their job because they’ll lose coverage, no one is bankrupted by medical bills, no one has to choose between a prescription drug and putting food on the table. The Canadian government doesn’t mandate or guarantee health insurance; the Canadian government mandates and guarantees health care. Doctors receive payment from, but are not employed by, the state. No “government bureaucrat” determines what test or treatment a patient will receive; if a doctor orders it, the patient gets it. Period.

Paragraph.

That’s, period.

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Ginned-up horror stories notwithstanding, the landscape to the north is not strewn with the bodies of dying Canadians abandoned by cold, socialized medicine. Canadians live longer than Americans (80.18 years  there, 78.95 here), and fewer Canadian babies die in their first year of life (5.08 per 1,000 there, 6.3 here).

Ah, but surely they’ve bankrupted themselves by covering every citizen, right? Well, certainly there are problems with the Canadian system; they’re constantly squabbling about it. But what do they pay? A whole lot less than we do. Per capita, it comes to $2,931 per year. We pay - one way or another - $5,274. That’s while leaving around 47 million Americans without any coverage whatsoever.

See related from Arthur Salm: American vs. European health care Part IAmerican vs. European health care Part IIInsurance companies terrified by the public option | Let’s make HMOs disappear

Yes, Canadians frequently have longer waiting periods for elective surgery, sometimes even for procedures that seem only marginally elective, like hip-joint replacement. But the ads featuring lies spewed out by Shona Holmes about her supposed Canadian medical nightmare are scare tactics at its most vile and desperate.

Vile and desperate because the insurance companies, which siphon off 20-25 percent of every dollar spent on health care in the U.S., are unspeakably vile and increasingly desperate. They make their obscene profits, and compensate their morbidly-obese-cat executives by denying care, not by providing it. Now, with President Obama’s public option for health care threatening their herds of cash cows and flocks of golden geese, they’re pouring tens of millions into fresh, new falsehoods in a last-ditch attempt to shoo Americans away from a path already chosen, and quite contentedly taken, not only by Canada but by every other developed country in the world.

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That’s chosen by  every other developed country in  the world. It’s not as if a lineup of evil dictators cruelly running Canada, England, Norway, Sweden, Denmark, Iceland, Finland, France, Germany, Austria, the Netherlands, Belgium, Switzerland, Italy, Portugal, Spain, Israel, Australia, New Zealand, et al, imposed harsh and uncaring systems on their helpless and suffering people. What happened was, elected representatives fashioned means (they vary) of providing medical care to every citizen in every one of these states.

They’re democracies; elections are free, open, honest, and held regularly. Any country wishing to trash “socialized medicine” and just let the free market determine who gets what care, and for how much — e.g., the non-system in the United States of America - has had decades to do so. Not one of them has.

If you want to know why, well, take a chance and talk to a foreigner. Or, ask a Canadian, Brit, Norwegian, Icelander, Dane — anyone from any of the countries mentioned above — to define “pre-existing condition.” You’ll get a puzzled look. That should tell you pretty much all you need to know.

Then, define “pre-existing condition” for them. The look you’ll get in response to that will tell you all the rest you need to know.

It doesn’t have to be this way. With any luck — and a lot of work — it won’t be for much longer.

Arthur Salm is an SDNN columnist.

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Comment by: steve roy Posted: July 27, 2009, 7:23 pm

We live in a corporatist country Arthur. It’s of, by and for the conglomerates that rule us.

I won’t be surprised if we get partial health reform. I’ll be quite surprised if we end up with a public health option in the legislation.

Health insurance companies don’t want to give up their 30% markup.

Comment by: marty niebel Posted: July 28, 2009, 6:41 am

Hi Arthur,
I live in Brussels, Belgium and we have no problem here with the state-run medical care system. (I don’t like the word socialized). All I need to do is phone up any doctor of my choice, GP or specialist, for an appointment and within a couple of weeks or days, if its an emergency , I will be seen. I just saw my internist, fee EURO 80, and got the bill for the blood work (21 different tests) amounting to EURO 102.56. The bills are sent to us directly, then we submit them to my husband’s employer for 80% reimbursement, in some cases 100%. We can afford this. One more thing, if I need a special prescription, I can just call my doctor to find out what I need, go to any pharmacy without a signed prescription, and the pharmacist will fill “my prescription” on my word. Marty

Comment by: JC Posted: July 28, 2009, 9:11 am

I’m a fan! Of your writing, now - but also, being a Canuckistani, of our health care/insurance system.

Your piece hits just exactly the right note. We “squabble” constantly. And the idea of having what you in the US have strikes horror in our hearts. Kind of like when you’re a kid and complain about your own parents, and then consider the alternatives. ;)

Having had a parent who died after weeks in hospital with terminal cancer, and having two other immediate family members in cancer treatment right now, and one with a chronic disease that resulted in two recent emergency hospital admissions this spring, and with various ailments of the middle-aged myself, and being self-employed - would I trade?

Not on your nellie. Not even if I and everyone in my family were in the peak of health. How does it benefit me if my co-worker dies of an expensive illness, if my neighbour loses his home to pay for medical care, if my friend has to fight an insurance company or HMO while fighting a disease?

Gotta run. Switched family doctors last week, and have to go back today for test results and new meds. Nobody had to approve my switch or approve the tests, just like nobody had to approve the referral to a specialist this winter, or the specialist’s referral to a more specialized specialist, or the surgery he will be doing this fall. (The surgery is “optional” in the sense that not having it will cause me no additional problems, and I’ve already dragged my feet for a year, but “medically necessary” in that it will fix a problem I now have.) I need it, I get it. My family, my friends, my neighbours, my co-workers, the stranger on the other side of the country: they need it, they get it.

I wish the same for you on that side of the border.

Comment by: elliot.hicks Posted: July 28, 2009, 9:45 am

My mother lives in Canada where she has been self-employed for most of the last 3 decades. As a writer, she would not have been able to break into her field and pay for health insurance at the same time, meaning she either would never have started her own enterprise, or she would have foregone insurance - in which case she would have been bankrupted when she battled breast cancer in her late twenties.

Placing the responsibility for health care on individuals and corporations isn’t embracing free-market capitalism, its stifling the ability for individuals to innovate and offloading the burden of health care costs onto corporations. As a capitalist society, we have long recognized the value of a government supported infrastructure to allow the free flow of commerce - railroads, highways, running water… - when are we going to realize that government healthcare is part of the infrastructure that supports our capitalist society?

Comment by: Nicole Larson Posted: July 29, 2009, 11:05 am

Great column! I agree totally. I lived in England and France for a number of years and was delighted with the covereage I received.

Now, as a self-employed writer with pre-existing conditions, previously turned down for private coverage by four different “health” insurance profiteers, I wonder whether I’ll be able to get (or afford) coverage once my husband’s COBRA expires. It’s extremely scary to think that whether I can get healthcare is determined by a low-level clerk checking off boxes to deny coverage to people who need healthcare.

Comment by: WBWood Posted: July 30, 2009, 8:45 am

There is no perfect or easy answer. Any healthy care system for a country as large as ours will generate its share of horror stories. Clearly, the current system is disastrous, and massive compromises, particularly of a political nature, must be made. I’m sorry to say that I personally have very little confidence that will happen.

The Canadian culture emphasizes “doing the right thing” far more than ours, as evidenced by their early focus on green building, which they undertook because it needed to happen. Here, the focus is on self-preservation, so politicians feel justified in making their own re-election their #1 priority. Unfortunately, American voters reward that, so the cycle perpetuates. Everyone’s so focused on ME that the bigger issue is rarely addressed.

Comment by: Sir Loin of Beef Posted: July 30, 2009, 4:58 pm

“Socialized health care will destroy choice”

My employer just changed Ins. companies last year, and we are stuck with a giant deductible and disputes at every claim. Where’s the choice?

“A public option will stifle competition”

Anybody out there open up a Health Insurance company lately? How’s that going? The Big Boys have it all locked up. “Competition” in the health insurance business is reminiscent of a big Thanksgiving dinner cooked and served by American senators and representatives - there may be a squabble over a drumstick, but everyone gets stufed beyond reason and the turkey is dead.

“I don’t want a government bureaucrat standing between me and my doctor”

Well; I DO want a government bureaucrat standing between me and my corporate health insurance bureaucat.

Comment by: Sylvia Hampton Posted: July 30, 2009, 7:48 pm

I have traveled to Canada also and found the same thing, Arthur. In fact my family and I have been to France and England wher we found that people are very satisified with their health system. In fact, our daughter was ill one night in France and called the health service from her bed. She asked when she should “come in.” The operator told her to not move and the doctor was there 40 minutes later. She was flabergasted to find it cost her nothing—and she was not even a citizen. I don’t think they want sick people running around their country spreading germs. Smart people.

Comment by: Lawrence Posted: August 1, 2009, 6:16 am

I don’t know if you’ve seen the ads featuring the Canadian woman who traveled to the Mayo Clinic to have a tumor removed. Turns out she didn’t even have a tumor. What she had was a cyst and would have had to wait a few months to have had it drained. She was and still is engaged in a lawsuit with the Ontario government as they’ve refused to pay for the American charges as her operation would have been free to her in Canada yet cost $100,000 dollars at the Mayo Clinic. I guess she decided to teach them a lesson. Apparently Canadians think she’s a traitor.

Comment by: Joyce Posted: August 2, 2009, 4:25 am

We are so brainwashed here in the U.S. that those from Canada and England are dying while waiting to receive care. That they have to wait months for emergency care. Just what is true?
We are self-employed and pay our own health ins. The only way we can afford it is to take a huge deductible. Mine is 3,000.00. We do not go for care when needed because of this deductible. I have to pay this plus my high premium. My husband turned 60 this year and he had a huge increase in his premium because of this. Also, we are charged more or less for our premiums according to where we live in Pa.
Just how can the American people be made aware of the truth of the conditions in the healh care systems in other countries?

Comment by: William Ladd Posted: August 2, 2009, 10:24 am

Someday, we likely will have state-run health care in the US. Then we will have what exists in the industrialized European countries, a two-tired system. Most people will get free state-paid health care, and those that can afford it and desire it will get private care in addition to free care. This actually works just fine. In canada, they are actually very happy to have the US here as a safety valve. One of the reasons the Canadian system works so well is that if someone gets fed up waiting for something that is highly rationed in Canada, such as an MRI scan or an elective surgery, they can just cross the border and pay for it, rather than raising hell on their side of the border. This is also how care is provided in Mexico. If you have money, you can get great care in Mexico. Many doctors work in both public clinics and in their own private offices.

Comment by: gbinsd Posted: August 4, 2009, 7:25 pm

Wow…where to begin with such a deck-stacked, simplistic diatribe! Where do you draw the line with regard to how much the government should do for it’s citizens vs. what once drove this nation; people who took personal responsibility, took pride in being self-reliant, who made decisions about what was important in their lives and what was a needless expense? We’ve become a nation of people who think someone else should provide them with medical care, while they spend their money on the latest phone that has the capability of downloading thousands of songs, taking high-resolution photos, accessing their social networking sites on the web and texting their friends every few minutes…all with the added expense of monthly fees to the companies that provide this miracle of connectivity. I could provide other examples of poor prioritizing, but you get my drift!

I need a car…the government should be the only source for automobiles. That way they can make sure that I can afford a vehicle. Of course, the logical extension of that line of reasoning would be for the government to supply the maintenance, insurance, and fuel for the operation of this vehicle…it’s only right!

Food! We all need food! It’s a travesty that some people eat better than others (well, at least more, if not better). Oh, I’ve got a great idea…let’s make that another responsibility of an ever-expanding central government. This will guarantee an equality not previously achieved in this great nation of ours.

Clothing! Why not?

It took the former Soviet Union 70 years to come to the realization that government running all aspects of a person’s life doesn’t work.

According to this poorly disguised political tract (wow, what a shock…a newspaper writer/commentator who thinks Democrats and the Federal Government are the answer to a social/economic question), government-supplied, national health care is the only solution to this issue. Even President Obama, in his current public statements, says he sees a government plan as one option, in conjunction with private insurance, for health care in the U.S.

Institutions and bureaucracies, whether they be public or private, inherently have breakdowns and problems, and need to be reviewed and held accountable from time to time. To the extent that the private health insurance companies need to have their chains yanked, let that be part of the discussion. But, please don’t be naive enough to assume that installing the Federal Government as the purveyor of health care will mean the end of fraud, waste and inefficiency. Various polls and articles have indicated that the majority of Americans like their health insurance just the way it is. Most people tend to agree that the greatest problem with the current system is that a large segment of our population can’t afford to buy a policy. Instead of making health-care insurance just another arm of an ever-expanding central government, how about exploring a system of Health Savings Accounts, along with tax breaks that put money in the pockets of lower wage-earners, so that they can take advantage of a system that most Americans appear to find perfectly acceptable. Like most Conservatives, I do believe that government has an obligation to provide safety nets for those truly in need of aid…therefore, in the case of individuals and families for whom the measures that I have previously mentioned are still not enough, and as a last resort, some form of government guaranteed and underwritten private insurance would be made available. Food stamps and government-commodity food programs are a reality in our society…why not basic health insurance?

By the way, I don’t know the sources supplying the statistics cited about Canadian longevity, etc., but I’ve done enough statistical analyses to know that a number of factors may be in play…such as population (307,057,000 vs. 33,734, 000), density of population, ethnic diversity, lifestyle preferences, and a whole host of other possible variables due to some of the dissimilarities of the two countries. To suggest that this data is directly related to National Healthcare is certainly no better than pure speculation on Salm’s part. What might work for Canada just might not work for the U.S. But it can certainly be part of a dialogue in Congress, with the true aim of crafting a workable solution to the questions that many Americans have regarding health care.

Comment by: Melykin Posted: August 7, 2009, 1:22 am

It is really disgusting the way insurance companies are trying to poison Americans against the idea of universal health care. Those ads they put on TV are all evil lies. Why do people fall for this? Do they think some benevolent person is paying for those ads out of the goodness of their heart to save them from the evils of government run health care? Those ads are surely all paid for by the health insurance companies. I suppose they are in a panic because if the system is reformed, then money will have to actually go to help sick people instead of directly into their bank accounts.

Probably next we will see an ad where they claim that in Canada old people are put on ice flows and floated out to sea when their care gets too costly.

Comment by: Vancouver Jack Posted: August 7, 2009, 7:28 am

I am Canadian. At 61 I am broke. My federal income tax return used to say I was worth $5m but now it says less than $30k a year. So my BC Medical Plan payments stopped, so it’s what youall would call free now. I can go to any doctors office ,clinic or hospital with any problem from skin rash to cancer to car accident and I am treated in a world class mannor. No charge when I leave. Our medical system in Canada is not free. Whatever the costs to treat one are ,say $4500,is sent to a provincial office for inspection,it is paid by them in full and the funds to cover that $4500 is ponyed up by user fees from citizens paying about $700 a year for a family of four,less for couples and singles, and the federal and provincial govermnent. Some insurance money is also paid in to that $4500 example if the person has insurance. Every patient gets to same treatment. If the hospital doesn’t have the doctor specialist or equiptment to deal with your need, you are put on a provincial gov’t jet and taken to the hospital in Canada or USA that can treat you asap.No cost. We 34m folks all pitch in to help each individual as the need arises and worry about the cost later. We don’t have the individual bankrupt themselves over an untiminely event.And, if one is about to die or their condition worsens,they are moved to the front of the cue the same morning,instantly. Is there errors,mistakes and yes, needless deaths? Certainly, I can tell you some of those unfortunate stories also, but nobody at the hospital set out that morning to intentionally make a mistake which ossts somebody their life. Are there huge lawsuits? Well, frankly NO. The system weed out the problem and correct the situation so it doesn’t happen again. But there is no socialist red plot to control healthcare or peoples lives. Just goodwill toward our fellow man. And under our pension plan when one dies,the next of kin get a cheque within days to pay for funeral and some cash for bills. No,not alot. Our pension plan gives folks enough to rent a place, buy food and TV ect. No, not alot.But it’s better than poverty.We also don’t jail every young person or fool for making a bad choice in life. Our system of constitutional monarchy is different than your Republic system. That is what Glenn Beck and Rush and the right don’t understand,never will. Canadians look like Americans, watch the same TV and enjoy life. But our government is here to help us,not just give us the “pursuit of happiness”. Cheers and come spend your money in Canada. We need the funds.[smile] JACK

Comment by: Cindy Posted: August 7, 2009, 10:24 am

Hi,

As a Canadian, I am pretty proud of our health care system which takes care of our citizens. It is not perfect but it is not as scary or as flawed as the current political and insurance company propaganda would have you believe. That misinformation and the major exaggerations being fed to the American public is appalling socialist tactics.

I wish our good neighbors a new health care system soon that takes care of you, without crippling family/personal finances and/or being dictating services by insurance providers.

God speed !

Comment by: Shane Posted: August 9, 2009, 11:39 am

The reason you’ll never have universal health care or any sort of social safety net is because you have too many people like “gbinsd” that harp on an on about personal responsibility. gbinsd and attitudes like his are the downfall of America - THEY are the biggest barrier to the future success of America.

And, even if Universal Health Care (whatever that looks like in America) is introduced, it will be considered a failure by most as it will only serve to highlight the missing pieces of the puzzle.

Just one example: If an employee had free health care and was off work fighting cancer for a couple years, their U.S. employer would have fired them after 6 months or a year. When they recover, they’ll be unemployed. So, they’ll still lose their homes just as they do now, it will just be deferred.

And, they’ll be lucky to even have disability insurance benefits at all. The U.S. disability insurance system is geared to decline and terminate claims rather than help someone recover and return to active employment.

These scenarios do NOT happen in Canada - not because of public health care, but because of our culture and efforts to give everyone a level playing field.

And, I’m not even touching on the maternity and paternity leave benefits parents here enjoy that help reinforce true family values - like caring for yourself AND others.

Comment by: Steve Posted: August 9, 2009, 11:04 pm

I’m from Canada and wanted to give my own perspective on the matter of healthcare.

I’ve been following the healthcare reform debacle in the US and find the opinions filtered through the coporate media (foxnews) coming from what seem to be shills of the healthcare conglomerates to be disengenous and misleading.

I get this sense of outrage over the issue healthcare reform, like the recent kerfuffles at the townhall meetings held by members of congress.

However what I don’t get is what these parties are outraged about, all I seem to hear is the typical talking point about the horrors of socialized medicine, and then some editorial will trot out a single exceptional case from someone who heard from someone that some old lady from Canada died waiting for rationed healthcare in soviet Canada.

Our healthcare system isn’t perfect, but however being Canadian and having relatives in the US, I can conclusively say that I would never trade the system that is in the US for what we have in Canada.

Healthcare in Canada isn’t rationed based on my own anecdotal evidence, if it’s an emergency and you need medical treatment you will get what is needed.

If anything I think the outrage should be directed at the greedy corporate culture fostered by the for profit healthcare conglomerates who would like nothing better than to collect the insurance premiums year after year and then drop you like a hot potato when you develop a serious medical condition.

And now to think that these same forces against healthcare reform would love to convince Americans about the evils of “socialized medicine”, rationed healthcare, end of life deathsquads, among all the other vitriole they spout. Sorry, but I think you guys have been hoodwinked, as “they” laugh all the way to the bank with their record profits.

Comment by: Marty Posted: August 13, 2009, 4:57 pm

Has anybody had the opportunity of getting pre-authorized by an insurance company? Talk about somebody deciding what care you can have and what care you can not have and talk about a wait. I broke my shoulder and waited three days for approval from a US insurance company to see a Dr. I finally told the insurance company rep I would wait no longer and made it happen myself. I was fortunate and payed cash up front to see the Dr.

(I’m confident the insurance company was looking out for my best interests instead of their profits.)

Health care in the US is broken. The starting point is the illogical incentives in the system. Dr’s schedule tests and procedures not on the basis of their medical opinion but based on legal concerns. Insurance companies decide who gets what procedures and we have no knowledge of their criteria. Insurance companies decide who gets coverage and at what costs.

I’m pretty conservative both socially and economically. The health care system we have now is not working. Time to work for a solution rather than a slogan or worse.

I have serious concerns about the proposals out there now and am sure the status quo is not working. Even though in many ways I disagree I admire the administration for taking the issue up. It is important.

Comment by: dmg420 Posted: August 17, 2009, 10:45 am

Really, I can’t believe how short-sighted and ignorantly selfish some people are. As a Canadian I can say without any qualms that I wouldn’t trade my health care for anything. I have a great doctor, have never had to wait for any medical treatment ever, either in a hospital or at my doctor’s, and OHIP even covers my shrink, all at no cost to me. I have never ha a bill for medical treatment, I have never had to argue or haggle for treatment I just show a card and everything is golden. I waited 2 days for an MRI once, big deal, and had to wait about a week to have my knee scoped, and when I got that done imagine my surprise when I discovered that the Doc working on my knee was the same Arthroscopic surgeon that works for the Leafs, our NHL team; did I say all at no cost to me. How long do you have to wait to hear from your insurance companies as to whether they’ll even cover you? A day? Two? I bet it’s just a little bit more, and in my books that counts as waiting just the same. Let me tell you how it works here in Toronto, I get sick, I call my doc and get an appointment the same week, if it’s serious I get referred to a specialist, my Doc makes the appointment for me I don’t even have to do that. And I never, ever have to deal with anyone with regards to billing, accounting or insurance. I walk in get treated and walk out.

So let me get this straight. You Yanks would rather put control of your health care in the hands of insurance companies than your Doctor’s, that sounds pretty stupid to me. Good luck with that, if you folks ever need free health care you should drop into Canada, we treat anyone.

Comment by: Jared Farris Posted: August 21, 2009, 8:42 am

My only question would be if the administration is truly interested in reform why is there only 3% of the current house bill dedicated to said reform. (Per Cato Institute)

Comment by: Eric Mayne Posted: August 22, 2009, 11:19 pm

Wow. I live in Windsor, ON, and work in Detroit. So I know the Canadian system and have heard (ad nauseum) the U.S. debate. Never have I seen the Canadian experience described as eloquently as Mr. Salm has done here. Bravo! That said, Canada’s system works because, as “bdinsd” says, we “made decisions about what was important” in our lives. Now Americans need to decide what is important to them: idealogy or biology? Simple as that. Godspeed to all.

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